Broker vs Bank
Thinking of calling your bank for your Mortgage Needs?
You would be further ahead to take your hard earned money, toss it in a fire pit and cook hot dogs over it.
"Banks" NEVER offer their best rates up front to you
They make you do the work to find a better rate and then expect your business in return. To add to that, that also EXPECT your investments, credit cards and savings too....really!!!????
By your "Bank" not offering you their best product and rate up front, in our mind this is a form of stealing. Bet you never thought of your "Bank" this way....did you?
It's time to look more into our "new alternative to lending" and educate yourself on why dealing with a Mortgage Broker will save you THOUSANDS in payments and interest.
What is a Mortgage Broker?
A Mortgage Broker is an individually licensed professional. Our job is represent you, as a client, and search the Canadian Mortgage Market for the best product and rate that you qualify for. Not only is it important to choose a Mortgage Broker to represent you, but an AMP (Accredited Mortgage Professional).
An Accredited Mortgage Professional (AMP) is dedicated to finding the right Mortgage solution for your needs. They offer a high level of integrity, customer service and industry knowledge. Recognized as Canada's single national proficiency standard for the Mortgage industry, the AMP designation has enhanced the careers of only 3,500 Mortgage Professionals. The AMP is the pinnacle of achievement for real estate professionals.
What are the main difference between a Mortgage Broker and your "Bank"?
Steel & Glen
Bank
~ ALWAYS offers their BEST Rates Up Front
~ ALWAYS has the lowest rates in Canada
~ Works and is available 7 days a week
~ Has access to 22 lenders = More products
~ No sales targets, low pressure sales approach
~ Our best interest is yours , you hire us and we work for you for FREE !
~ NEVER Offers their Best Rates up front
~ Tries to compete with our rates-but cant
~ Mon-Fri. and 9-5 hours
~ One lender, one product = one answer
~ Corporate Sets Targets and High Pressure Sales
~ Best interest is the Banks and Meeting Sales Targets
What does it Cost to Use a Mortgage Broker?
In 99% of our deals, our services are FREE!
As mentioned above we work for you and not the "Bank". The lenders we deal with value the Broker network and the business we bring to them. The amount of volume a Broker writes can't even be compared to your day to day "Banker" and this is why our lenders pay us a referral fee. As well they offer us discounted rates, so really you get the best of both worlds - the LOWEST RATE in Canada along with a FREE service.
What Do I Do Now That I have my Pre-Approval?
We have business relationships with some of Saskatoon's leading professionals in : Real Estate Sales, Mortgage Insurance, Law & Appraisal Services. Once you have your pre-approval certificate in hand, we can pass you along to one or ALL of our Industry Partners.
We pride ourselves in the fact that we deal with each and every one of our clients. We don't have an answering service that answer our phones, book our appointments or sign our documents. When you call Steel...you get Steel....when you call Glen...you get Glen. If one of us are away from the office, our phones are forwarded so you will always get to speak to a live person. Sometimes we miss the odd call, but this will happen when your signing Mortgage documents with clients. Our guarantee is to return your call within 2 hours of you leaving your message.
It's time to STOP letting your "Bank" steal your money and EXPECT your business.
